Benefits your way
Ditch the expensive, one-size-fits-all group insurance model. Give your employees the freedom to choose the benefits that work for them – without the administrative headaches.
VISION
Benefits your way
Ditch the expensive, one-size-fits-all group insurance model. Give your employees the freedom to choose the benefits that work for them – without the administrative headaches.
AFFORDABLE, FLEXIBLE BENEFITS
FOR ALL EMPLOYEES
AFFORDABLE, FLEXIBLE BENEFITS FOR ALL EMPLOYEES
SALARIED + HOURLY WORKERS
Pro-Tier makes employee benefits easy. You decide how much to spend, and your employees choose how to spend it – on medical, dental, vision, and retirement.
Affordable benefits that attract and retain top talent
SALARIED + HOURLY WORKERS
Pro-Tier makes employee benefits easy. You decide how much to spend, and your employees choose how to spend it – on medical, dental, vision, and retirement.
Affordable benefits that attract and retain top talent
PRO-TIER FOR employers
Attract and retain the best talent.
Stand out from the competition and strengthen your company culture by offering flexible benefits.
Improve operations and profitability.
Boost quality, productivity and profitability as a result of reducing employee churn.
Expand your options.
Customize your benefits and design subsidies that align with your company needs.
Ensure compliance.
Federal and state laws require most employers to provide healthcare and retirement solutions.
Tailored solutions for
your business.
Establish clear rules for employee subsidy eligibility, such as minimum employment duration or weekly work hours.
You can offer varying subsidy levels based on job roles. Plus, Pro-Tier is free; our revenue comes from insurance carriers.
PLAN TYPES
CONTRIBUTION
EXAMPLES
Fixed Amounts
Salaried employees receive fixed monthly subsidies, variable by role.
$300 per month
Variable Amounts
Calculate subsidies for employees based on the number of hours they work.
$2 per hour worked
PLAN TYPE:
FIXED AMOUNTS
Contribution
Salaried employees receive fixed monthly subsidies, variable by role.
Example
$300 per month
PLAN TYPE:
VARIABLE AMOUNTS
Contribution
Calculate subsidies for employees based on the number of hours they work.
Example
$2 per hour worked
How do employers get started?
Sign up today
Contact us. Our team will answer your questions, get you set up and schedule your onboarding and training.
Connect Employees
Set up your team members as subsidy recipients or administrators who can manage your subsidies program.
Subsidize Care
Maintain workers’ subsidies over time or update as needed. Access your account and make changes in real-time.
- Federal ICHRA (individual Coverage Health Reimbursement Arrangement) framework available to all employers.
- Ensure compliance with federal and state benefit requirements to avoid significant fines and legal costs.
- Tax advantaged. Employer costs are tax deductible. Employee subsidies are not taxed.
PRO-TIER FOR employees
Choose and maintain your preferred benefits, regardless of your job. Use employer funds to lower or eliminate your out-of-pocket costs. Pro-Tier handles all the paperwork.
Get covered and stay covered.
Use employer subsidies to obtain healthcare insurance and protection from financial risk.
Choose how much to pay.
Access the lowest rates and largest choice.
More than healthcare.
How do employees get started?
Contact Us Today
Don’t wait, get started today! Contact us and we will immediately get to work signing up your employers to the Pro-Tier platform.
Select your plans
Pro-Tier has the largest selection of plansat the guaranteed lowest prices. Find the perfect plan and use your subsidies to reduce or eliminate your cost.
Add more jobs
Connect us with your other employers and we will work with them to provide additional subsidies to reduce your costs even further.
- Access the full range of health insurance offerings based on your location.
- You can also sign up for vision, dental and short-term coverage.
- Health Spending Reimbursement allows you to apply funds towards approved expenditure.
- Contribute funds towards your retirement (via our IRA offering).
AVAILABLE PLANS
ACCESS ALL PLANS IN YOUR REGION
Pro-Tier offers all Affordable Care Act (Obamacare) plans available through state and federal exchanges and many private plans, at the same prices as other sites. We enable employer subsidies to lower your costs.
BRONZE
HMO
You Pay $275 / Month
Deductible $1,500 / Year
BRONZE
HMO
You Pay $275 / Month
Deductible $1,500 / Year
Silver
PPO
You Pay $314 / Month
Deductible $1,000 / Year
Silver
PPO
You Pay $314 / Month
Deductible $1,000 / Year
Gold
HMO
You Pay $396 / Month
Deductible $1,000 / Year
Gold
HMO
You Pay $396 / Month
Deductible $1,000 / Year
Platinum
HMO
You Pay $458 / Month
Deductible $1,000 / Year
Platinum
HMO
You Pay $458 / Month
Deductible $1,000 / Year
BRONZE
HMO
You Pay $275 / Month
Deductible $1,500 / Year
BRONZE
HMO
You Pay $275 / Month
Deductible $1,500 / Year
Silver
PPO
You Pay $314 / Month
Deductible $1,000 / Year
Silver
PPO
You Pay $314 / Month
Deductible $1,000 / Year
Gold
HMO
You Pay $396 / Month
Deductible $1,000 / Year
Gold
HMO
You Pay $396 / Month
Deductible $1,000 / Year
Platinum
HMO
You Pay $458 / Month
Deductible $1,000 / Year
Platinum
HMO
You Pay $458 / Month
Deductible $1,000 / Year
Testimonials
Personal Trainer
Fitness Studio Owner
Line Cook
Restaurant Owner
“As a personal trainer, staying fit and healthy is critical to making a living. Finally being able to afford health insurance due to the subsidies I now receive gives me the peace of mind I was missing.”
Pro-Tier isn't an insurance company or an insurance broker. When you shop with Pro-Tier, we help facilitate your enrollment in the best health coverage for your unique needs from top insurance providers — no markups, no hidden fees.
Both. For businesses, Pro-Tier facilitates employee subsidies that are a deductible business expense. Workers then use these tax-free funds to purchase the best benefits for their family's needs
Pro-Tier has access to 100% of the Affordable Care Act (Obamacare) healthcare, vision and dental plans available through state and federal exchanges, plus numerous private market plans including retirement savings accounts. Pricing is the same on every website, but Pro-Tier facilitates tax-free employer subsidies to reduce workers' out-of-pocket costs.
No, but we are rapidly adding new businesses to our platform. If your employer is already a partner, just sign up to use your employer subsidies towards benefits. If they're not, send us a message with their contact details and if they sign up as a Pro-Tier business, we'll credit your Pro-Tier account $100 to use towards benefits.
Businesses can create their Pro-Tier account and start providing employee subsidies at any time - there is no need to wait for an open enrollment period. Workers can start using those funds towards benefits immediately - again, no need to wait for open enrollment.
Very! Businesses can sign up for Pro-Tier at any point in the year and workers can immediately use those funds towards benefits - no need to wait for open enrollment. Businesses can provide fixed or variable subsidies, and update them at any time. Workers can receive subsidies from multiple employers into one Pro-Tier account, and can add their own funds too.
There is no catch. Pro-Tier has worked with the best partners and lawyers to establish our solution. Businesses finally have the flexibility to align coverage and costs with the amount of hours employees work. Workers have complete freedom of choice to keep or stop coverage when employment changes, and to combine subsidies from multiple jobs for the best care
Pro-Tier is free to both businesses and workers. We don't charge either group for using our platform to facilitate benefits and subsidies. Pro-Tier's revenue comes from insurance carriers and other partners.